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SWITCHOVER FEE

Revised switchover fee structure (w.e.f. 23.02.2017): HOME LOAN & HOME TOPUP LOAN

HOME LOAN
0.30%, plus applicable service tax of loan outstanding (D.P. in case of Maxgain), subject to a minimum of Rs. 2,000/-, plus taxes and maximum of Rs. 25,000/-, plus taxes.
HOME TOPUP LOAN
Provision has also been made for switch-over facility to the Base Rate linked Home Top-up Loans to switch-over to the applicable MCLR linked card interest rate on payment of switch-over fee. The switch-over fee will be similar to the fee applicable under Home Loans, which is 0.30%, plus applicable service tax of loan outstanding (D.P. in case of Overdraft), subject to a minimum of Rs. 2,000/-, plus taxes and maximum of Rs. 25,000/-, plus taxes.

Home Loans Unique Advantage
  • Low Processing Charges

  • Package of exclusive benefits.

  • Low interest rates. Further, we charge interest on a daily reducing balance!!

  • No hidden costs or administrative charges.

  • No prepayment penalties. Reduce your interest burden and optimally utilize your surplus funds by prepaying the loan.

  • Over 15,969 branches nationwide, you can get your Home Loan account parked at a branch nearest to your present or proposed residence.